Add a small Offset Fee your members barely notice, and watch it cover your software bill โ then pay
you back in cash. Switching from another platform? See exactly what it does to your bottom line and your
customers.
๐๏ธ Your Studio
$
Total monthly payments your members run through Zipper โ classes,
memberships, packages, retail.
Added on top of standard card processing, shown up-front in the price โ
capped at 3%, and dropped automatically where a state requires it.
$
What they charge to process cards
A direct Stripe account is 2.9% + 30ยข online. These are each
platform's effective card rate โ anything over 2.9% is their markup.
Arketa3% platform fee over Stripe ยท 8% on free tier
Recess.tvno studio fee โ charges your customer at checkout
0% to you
Rates vary by plan and negotiation โ pick the closest match, then enter
their software bill for the full picture.
%
$
Who pays it?
All-in customer rate + their software bill โ
pre-filled, edit to your real numbers.
โจ Your Software, Paid For
Paid Off
Your software pays for itself
$400/moโ$0
and cash back per year
$3,600
member fees cover your software first, then split 50/50
The Monthly Math
Offset fees collected$1,000
Covers your software firstโ$400
Software balance due$0
Overage above your bill$600
Your monthly earnings$300
๐ฐ Impact to your bottom line
Better off with Zipper vs Arketa
+$10,812/yr
Change to your bottom line+$1,001/mo
Software bill$400
โ $0 paid off
Cash back to you+$300/mo
Out of your pocket$0/mo
๐ค Impact to your customers
$
Your StudioReceipt ยท Paid
Zipper Checkout
Membership
$150.00
Platform fee
No customer impact!
$8.85$8.40
Total charged
$158.40
Paid with Visa โขโขโขโข 4242
What the fees cover
Every payment carries Stripe's card-processing cost โ that's on any platform. Your
Offset Fee rides on top: it funds your software and pays you back.
Stripe card processing3.4% ร $150.00 + $0.30
$5.40
Offset Fee (2.0%)2.0% ร $150.00
$3.00
Total added at checkout
$8.40
Most platforms pocket this. Many competitors bake in an offset fee of
their own and keep it as extra revenue for themselves โ with Zipper, that money benefits
YOU.
Ready to make your software pay for itself?
Zipper's compliant revenue-share turns member fees into covered software and
cash back โ with transparent, up-front pricing.
Illustrative only. All calculations are estimates and are not guaranteed to be accurate.
Assumes a 50/50 revenue share on the amount above your software bill and a 30-day rolling reserve on payouts.
Competitor fees shown are the all-in customer rate; the bottom-line and customer impact depend on who absorbs
that fee today. Competitor rates are based on best available public information as of mid 2026 โ we encourage
you to verify current rates with your provider. Fee availability and ceiling vary by state. Not tax advice.